Hughes Firman Oval
Let Us Handle Your Financial Wellbeing
Over17 Years of Protecting the Your Rights
Hughes Firman Ovel offers a wide range of mortgage services tailored to clients’ unique financial situations. The firm assists with residential, buy-to-let, and remortgage options, as well as mortgages for the self-employed. They can also help clients with commercial property mortgages, providing expert advice for both first-time buyers and seasoned property investors. Each client receives guidance on suitable products, terms, and conditions to support their property goals.
The investment advisers at Hughes Firman Ovel work closely with clients to develop a balanced strategy that aligns with their financial objectives and risk tolerance. They cover a variety of investment vehicles, from individual savings accounts (ISAs) to more complex portfolios, aiming to optimise long-term growth. Their approach includes regular reviews to ensure that clients’ investments remain aligned with changing markets and personal circumstances.
To protect clients and their families, Hughes Firman Ovel provides a comprehensive range of insurance solutions. Their offerings include life insurance, critical illness cover, and income protection, each tailored to meet individual needs. By working with various insurance providers, they ensure that clients receive competitive quotes and policies that offer robust financial security in case of unforeseen events.
Hughes Firman Ovel specialises in pension planning, helping clients prepare for a secure retirement. They offer advice on personal pensions, occupational schemes, and self-invested personal pensions (SIPPs). The advisers focus on structuring pensions to maximise tax efficiency and ensure that clients have enough to meet their retirement needs.
The financial planning services at Hughes Firman Ovel encompass a wide range of financial needs, including budgeting, saving, and long-term planning. Advisers work to build comprehensive financial plans that align with clients’ personal goals, whether it’s saving for education, planning a major purchase, or securing a stable retirement.
Financial Negotiation
With expertise in financial negotiation, Hughes Firman Ovel assists clients in navigating complex financial situations. This includes negotiating loan terms, debt restructuring, and financial settlements. Their advisers work to secure favourable terms that enhance clients’ financial standing and support sustainable growth.
To safeguard the financial stability of businesses, Hughes Firman Ovel offers business protection services, including key person insurance and shareholder protection. These solutions help mitigate the financial impact of unexpected events that could affect business continuity, ensuring that companies and their stakeholders are protected.
The founder
James Hughes, founder of Hughes Firman Ovel Asset Management Ltd (HFO), has served as a director since the company’s establishment in 2007. With over 17 years of experience in the financial advisory industry, he brings a wealth of knowledge and dedication to delivering tailored financial advice to clients. Based in Essex, Jim Hughes has guided HFO to specialise in a range of financial services, including pensions, business protection, and wealth management, with a commitment to transparency and high standards aligned with FCA regulations. Under his leadership, HFO focuses on offering personalised advice to help clients achieve their long-term financial goals, and the firm is widely recognised for its comprehensive, client-centric approach to financial planning.
Experience You Can Trust
With over a decade of experience in financial advisory, Hughes Firman Ovel Asset Management Ltd (HFO) prides itself on delivering bespoke financial solutions. Our team offers expertise across a wide array of services, including pension advice, business protection, financial planning, and investment management. We work closely with clients to understand their unique financial situations and objectives, ensuring that every recommendation aligns with their goals and risk tolerance.
Our commitment to transparency and client-centred advice is backed by our registration with the Financial Conduct Authority (FCA). This regulatory oversight provides clients with the assurance that they are receiving advice held to the highest industry standards. We believe in building long-term relationships and providing solutions that adapt as life and financial goals evolve.
Why Choose Us?
Personalised Financial Advice
Each client receives a tailored financial plan based on their specific needs and future goals.
Experienced Advisers
Our team is composed of seasoned advisers who understand the complexities of modern financial landscapes.
Regulatory Assurance
As an FCA-regulated firm, we operate with transparency, integrity, and a commitment to client protection.
Comprehensive Services
From mortgages to investments, we offer a full suite of services to help clients secure their financial futures.
Our Firm Will Fight for You
At Hughes Firman Ovel Asset Management, we believe in standing firmly by our clients through every step of their financial journey. Our team is dedicated to advocating for your best interests, whether you’re planning for retirement, protecting your business, or seeking financial security for your family. Each of our advisers approaches client needs with a personalised strategy, ensuring that we build financial plans aligned with your goals and values.
Our commitment goes beyond traditional advice; we work relentlessly to safeguard your financial wellbeing and make sure you feel secure in every decision. In complex areas like pension planning and investment advice, we focus on transparency and integrity to help clients make informed choices. This proactive approach, combined with our experience and regulatory adherence, ensures that your interests remain protected at every stage.
Choosing Hughes Firman Ovel means choosing a firm that doesn’t just advise but actively champions your financial goals. We’re here to help you navigate uncertainties, minimise risks, and seize opportunities—empowering you to feel confident and supported in your financial future.